[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tenad.cz\/pujcka-muze-byt-reseni\/#Article","mainEntityOfPage":"https:\/\/www.tenad.cz\/pujcka-muze-byt-reseni\/","headline":"P\u016fj\u010dka m\u016f\u017ee b\u00fdt \u0159e\u0161en\u00ed","name":"P\u016fj\u010dka m\u016f\u017ee b\u00fdt \u0159e\u0161en\u00ed","description":"Ur\u010dit\u011b i vy u\u017e jste n\u011bkdy za\u017eili ten nep\u0159\u00edjemn\u00fd pocit, kdy\u017e bylo t\u0159eba n\u011bco zaplatit, ale v\u00e1m se nedost\u00e1valo pen\u011bz a tud\u00ed\u017e jste si to museli od\u0159\u00edci. Je to nep\u0159\u00edjemn\u00e9 tehdy, kdy\u017e jde o v\u011bc, kterou byste cht\u011bli m\u00edt, je to je\u0161t\u011b nep\u0159\u00edjemn\u011bj\u0161\u00ed tehdy, kdy\u017e jde o n\u011bco, co je...","datePublished":"2019-11-22","dateModified":"2023-05-24","author":{"@type":"Person","@id":"https:\/\/www.tenad.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.tenad.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/89f417dfbb336d235b856435ef935ffa51c2f646edc1f5c4e6fccf32a9c88173?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/89f417dfbb336d235b856435ef935ffa51c2f646edc1f5c4e6fccf32a9c88173?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tenad.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tenad.cz\/wp-content\/uploads\/img_a369720_w2116_t1581787647.jpg","url":"https:\/\/www.tenad.cz\/wp-content\/uploads\/img_a369720_w2116_t1581787647.jpg","height":0,"width":0},"url":"https:\/\/www.tenad.cz\/pujcka-muze-byt-reseni\/","about":["Pen\u00edze"],"wordCount":444,"articleBody":"  Ur\u010dit\u011b i vy u\u017e jste n\u011bkdy za\u017eili ten nep\u0159\u00edjemn\u00fd pocit, kdy\u017e bylo t\u0159eba n\u011bco zaplatit, ale v\u00e1m se nedost\u00e1valo pen\u011bz a tud\u00ed\u017e jste si to museli od\u0159\u00edci. Je to nep\u0159\u00edjemn\u00e9 tehdy, kdy\u017e jde o v\u011bc, kterou byste cht\u011bli m\u00edt, je to je\u0161t\u011b nep\u0159\u00edjemn\u011bj\u0161\u00ed tehdy, kdy\u017e jde o n\u011bco, co je pot\u0159eba, a nejnep\u0159\u00edjemn\u011bj\u0161\u00ed je to tehdy, kdy\u017e jde o n\u011bco, co je naprosto nezbytn\u00e9, bez \u010deho se nelze obej\u00edt.  Jen\u017ee jak zaplatit n\u011bco, na co \u010dlov\u011bk nem\u00e1 pen\u00edze, \u017ee? Kde pot\u0159ebnou \u010d\u00e1stku vz\u00edt, kdy\u017e zkr\u00e1tka nen\u00ed kde br\u00e1t? Nejednou se to d\u00e1 vy\u0159e\u0161it pouze p\u016fj\u010dkou. A \u0159ekn\u011bme si na rovinu, \u017ee to nemus\u00ed b\u00fdt v\u016fbec \u0161patn\u00e9 \u0159e\u0161en\u00ed. To ale jedin\u011b tehdy, kdy\u017e si \u010dlov\u011bk p\u016fj\u010duje jenom na to, co opravdu pot\u0159ebuje, kdy\u017e si bere p\u016fj\u010dku s rozvahou a vsad\u00ed jenom na to, co je v jeho sil\u00e1ch zvl\u00e1dnout. A takovou p\u016fj\u010dkou m\u016f\u017ee b\u00fdt t\u0159eba hypot\u00e9ka na pozemek. Jedn\u00e1 se o finan\u010dn\u00ed produkt nab\u00edzen\u00fd nebankovn\u00ed spole\u010dnost\u00ed, kter\u00fd se vyzna\u010duje t\u00edm, \u017ee je zde za p\u016fj\u010den\u00e9 finan\u010dn\u00ed prost\u0159edky nezbytn\u00e9 se zaru\u010dit d\u00e1n\u00edm nemovitosti, t\u0159eba zm\u00edn\u011bn\u00e9ho pozemku, do z\u00e1stavy. Mohlo by to sice vypadat jako jej\u00ed nedostatek, jen\u017ee je to ve skute\u010dnosti naopak jej\u00ed p\u0159ednost. A to proto, \u017ee se d\u00edky t\u00e9to z\u00e1stav\u011b nevy\u017eaduje prokazov\u00e1n\u00ed \u017eadatelovy solventnosti, co\u017e b\u00fdv\u00e1 v bank\u00e1ch kamenem \u00farazu. Tady tud\u00ed\u017e usp\u011bj\u00ed i ti, kdo maj\u00ed jen n\u00edzk\u00e9 p\u0159\u00edjmy, nemus\u00ed tu vadit ani z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, ani exekuce.  Sta\u010d\u00ed vyplnit formul\u00e1\u0159 na webu nebankovn\u00ed spole\u010dnosti a nab\u00eddnout zm\u00edn\u011bnou z\u00e1stavu a u\u017e do \u010dty\u0159iadvaceti hodin ka\u017ed\u00fd v\u00ed, na \u010dem je. A m\u016f\u017ee zpravidla dostat a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny on\u00e9 nemovitosti s a\u017e t\u0159icetiletou lh\u016ftou splatnosti. Nic se tu neplat\u00ed d\u0159\u00edve, ne\u017e je p\u016fj\u010dka ud\u011blena, \u00faroky tu nejsou likvida\u010dn\u00ed, na d\u00e9lce spl\u00e1cen\u00ed i v\u00fd\u0161i spl\u00e1tek se d\u00e1 dohodnout. A v p\u0159\u00edpad\u011b z\u00e1jmu je tu v\u017edycky mo\u017enost vr\u00e1tit v\u0161e p\u016fj\u010den\u00e9 i v p\u0159edstihu a bez jak\u00fdchkoliv sankc\u00ed. A pro\u010d nevyu\u017e\u00edt pr\u00e1v\u011b tuto mo\u017enost? Kdy\u017e je snadno dostupn\u00e1 a m\u016f\u017ee skute\u010dn\u011b pomoci?                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka m\u016f\u017ee b\u00fdt \u0159e\u0161en\u00ed","item":"https:\/\/www.tenad.cz\/pujcka-muze-byt-reseni\/#breadcrumbitem"}]}]