[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tenad.cz\/penize-by-nam-nemely-chybet\/#Article","mainEntityOfPage":"https:\/\/www.tenad.cz\/penize-by-nam-nemely-chybet\/","headline":"Pen\u00edze by n\u00e1m nem\u011bly chyb\u011bt","name":"Pen\u00edze by n\u00e1m nem\u011bly chyb\u011bt","description":"Co mysl\u00edte, jsou pen\u00edze v lidsk\u00e9m \u017eivot\u011b d\u016fle\u017eit\u00e9? \u017de se pt\u00e1m, \u017ee? Jasn\u011b, \u017ee jsou. A pro mnoh\u00e9 z n\u00e1s jsou nejen d\u016fle\u017eit\u00e9, ale p\u0159\u00edmo nejd\u016fle\u017eit\u011bj\u0161\u00ed. Ka\u017ed\u00fd je pot\u0159ebuje m\u00edt, a to proto, \u017ee je mus\u00ed i utr\u00e1cet. A kdyby je n\u011bkdo nem\u011bl a neutr\u00e1cel, nest\u00e1l by \u017eivot za nic....","datePublished":"2025-08-11","dateModified":"2025-08-11","author":{"@type":"Person","@id":"https:\/\/www.tenad.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.tenad.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/89f417dfbb336d235b856435ef935ffa51c2f646edc1f5c4e6fccf32a9c88173?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/89f417dfbb336d235b856435ef935ffa51c2f646edc1f5c4e6fccf32a9c88173?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tenad.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tenad.cz\/wp-content\/uploads\/ppp_10_10_10_10_10_10_10_10_10_4.jpg","url":"https:\/\/www.tenad.cz\/wp-content\/uploads\/ppp_10_10_10_10_10_10_10_10_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.tenad.cz\/penize-by-nam-nemely-chybet\/","about":["Pen\u00edze"],"wordCount":470,"articleBody":"       Co mysl\u00edte, jsou pen\u00edze v lidsk\u00e9m \u017eivot\u011b d\u016fle\u017eit\u00e9? \u017de se pt\u00e1m, \u017ee? Jasn\u011b, \u017ee jsou. A pro mnoh\u00e9 z n\u00e1s jsou nejen d\u016fle\u017eit\u00e9, ale p\u0159\u00edmo nejd\u016fle\u017eit\u011bj\u0161\u00ed. Ka\u017ed\u00fd je pot\u0159ebuje m\u00edt, a to proto, \u017ee je mus\u00ed i utr\u00e1cet. A kdyby je n\u011bkdo nem\u011bl a neutr\u00e1cel, nest\u00e1l by \u017eivot za nic. Tak\u017ee d\u011bl\u00e1me v\u0161echno pro to, abychom si vyd\u011blali pen\u011bz dost. Ale n\u011bkdy se n\u00e1m to bohu\u017eel moc neda\u0159\u00ed. M\u00edv\u00e1me sv\u00e9 p\u0159\u00edjmy, ale ty n\u00e1m nemus\u00ed sta\u010dit na to, abychom jimi zaplatili v\u0161echno, co zaplatit mus\u00edme. A pak n\u00e1m zkr\u00e1tka nezb\u00fdv\u00e1 jin\u00e1 mo\u017enost, ne\u017e se pokou\u0161et sehnat dal\u0161\u00ed. Co\u017e je ale hodn\u011b n\u00e1ro\u010dn\u00fd \u00fakol.N\u011bkdy si pen\u00edze nav\u00edc pot\u0159ebujeme a chceme vyd\u011blat, ale nem\u00e1me tu mo\u017enost. A pak se mus\u00edme spokojit t\u0159eba i s p\u016fj\u010dkou. kter\u00e1 n\u00e1m pom\u016f\u017ee zvl\u00e1dat n\u00e1\u0161 \u017eivot tak dlouho, ne\u017e se finan\u010dn\u011b vzpamatujeme a budeme zase schopni vyd\u011blat si na v\u0161echno sami. Ale p\u016fj\u010dku n\u00e1m jenom tak n\u011bkdo ned\u00e1. I kdybychom mu dali \u010destn\u00e9 slovo, \u017ee vyp\u016fj\u010den\u00e9 pen\u00edze vr\u00e1t\u00edme, nesta\u010dilo by to. Proto\u017ee je zn\u00e1m\u00e9 r\u010den\u00ed \u201asliby \u2013 chyby\u2018. Slibovat je tak snadn\u00e9! A nikdo z t\u011bch, kdo p\u016fj\u010dky poskytuj\u00ed, nehodl\u00e1 o sv\u00e9 pen\u00edze p\u0159ij\u00edt kv\u016fli nespl\u00e1cej\u00edc\u00edm dlu\u017en\u00edk\u016fm. A tak se mus\u00ed p\u0159i \u017e\u00e1d\u00e1n\u00ed o p\u016fj\u010dky obvykle ledacos splnit. Docela b\u011b\u017en\u011b se vy\u017eaduje prok\u00e1z\u00e1n\u00ed dost velk\u00fdch p\u0159\u00edjm\u016f a nahl\u00ed\u017e\u00ed se do registr\u016f dlu\u017en\u00edk\u016f, aby se poskytovatel\u00e9 p\u016fj\u010dek ujistili, \u017ee budou ti, jim\u017e p\u016fj\u010duj\u00ed, schopni a ochotni spl\u00e1cet. A pokud tu panuj\u00ed obavy, pokud to zji\u0161t\u011bn\u00e9 nen\u00ed ide\u00e1ln\u00ed, rad\u011bji se p\u016fj\u010dka neposkytne. Lid\u00e9 s n\u00edzk\u00fdmi p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f tedy maj\u00ed docela sm\u016flu. Zejm\u00e9na banky s nimi necht\u011bj\u00ed nic m\u00edt. P\u016fj\u010dit n\u011bkomu takov\u00e9mu by byl pro banky zbyte\u010dn\u00fd hazard. A tak se mus\u00ed nedokonal\u00ed \u017eadatel\u00e9 obracet na nebankovn\u00ed spole\u010dnost. A kdy\u017e mohou ru\u010dit aspo\u0148 svoj\u00ed nemovitost\u00ed, usp\u011bj\u00ed a\u017e p\u0159ekvapiv\u011b snadno u nebankovn\u00ed hypot\u00e9ky. A co je na n\u00ed dokonal\u00e9? \u017de se d\u00e1 z\u00edskat tato hypot\u00e9ka na dru\u017estevn\u00ed byt i jinou nemovitost. A to je ur\u010dit\u011b snaz\u0161\u00ed ne\u017e n\u011bkde v bance prokazovat vysok\u00e9 p\u0159\u00edjmy a \u010dist\u00e9 registry dlu\u017en\u00edk\u016f.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze by n\u00e1m nem\u011bly chyb\u011bt","item":"https:\/\/www.tenad.cz\/penize-by-nam-nemely-chybet\/#breadcrumbitem"}]}]